You have to register and provide all required information on your profile.
In the registration process you are required to choose at least one role. If you want to apply for a loan, choose the borrower role. You may also enable investor role later on the Roles page.
Create your loan request by duly filling in all sections of the application. Once ready, post it on the borrower listings.
Your loan request can be reached by interested investors or you can directly get in touch with them if you check the investor listings.
The interest rate is determined and agreed by the borrower and the investor. BeeLend has no influence over the final rate.
After successful negotiation the parties to the deal are required to verify each other. Then the borrower and the investor - also the guarantor if present - have to sign a formal loan (and guaranty) agreement.
You will receive the funds directly to your Bank Account.